Telhio Credit Union - Cash Flow Analysis : Calculator: Cash Flow Analysis

Managing debt and maintaining your lifestyle over the long term is challenging. Without a reasonable budgeting plan, it is difficult to effectively manage spending. This Cash Flow Analysis form will help you weigh your income vs. your expenses to determine your net cash flow.

Income: (In the spaces below, write down all your sources of income. Convert annual and quarterly figures to monthly numbers.)
Salary	^$
Alimony, child support	^$
Dividends from investments	^$
Interest on savings accounts, CDs, etc.	^$
Social Security benefits	^$
Retirement plan/pension income	^$
Other income	^$
Expenses: (Write down the anticipated amounts of your expenditures. Convert annual and quarterly figures to monthly figures.)
Mortgage payment or rent	^$
Groceries	^$
Utilities	^$
Entertainment, recreation, and dining	^$
Insurance	^$
Medical (not covered by insurance)	^$
Education	^$
Vacation	^$
Gifts	^$
Loan payments (auto, student, etc.)	^$
Auto (gas, maintenance, etc.)	^$
Credit card payment	^$
Clothing	^$
Dues and subscriptions	^$
Home improvement	^$
Charitable contributions	^$
Federal taxes	^$
State taxes	^$
FICA (Social Security)	^$
Other taxes	^$
Other expenses	^$

Products and services offered through CUSO Financial Services, L.P. (CFS), an independent broker/dealer, are not NCUA/NCUSIF Insured, not credit union guaranteed, and may lose value. Financial Representatives are employees of Telhio Credit Union and registered through CFS (member FINRA/SIPC), and SEC Registered Investment Advisor. For specific tax advice, consult a qualified tax professional.